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Polish National Union of America A Fraternal Benefit Society

5, 10 and 20 Pay Life

Policy

The Five, Ten, and Twenty-Pay Life Plan offers the insured full coverage from the time of issue throughout life. Premiums are payable for five, ten, or twenty years respectively. At the end of this period the premiums are no longer payable, yet the life insurance protection continues for the lifetime of the insured or until age one hundred. At this time the policy would pay its face value. Minimum face amounts have been set.
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Life Paid Up at 85

The Life Paid Up at Age 85 plan offers the insured full coverage from the time of issue throughout life. Premiums are payable until the insured reaches age eighty-five. Minimum face amounts have been set.
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20 Year Endowment

The Twenty-Year Endowment Plan offers the insured full coverage from the time of issue. It covers the insured for twenty years. At the end of twenty years the certificate matures. The cash value increases at a constant rate, reaching the face amount at maturity. Premiums are payable for twenty years. At maturity, options consist of cash, cash and face amount of certificate paid up for life, or higher amounts of paid up insurance. Minimum face amounts have been set.
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Single Premium Life

The Single Premium Plan offers the insured full coverage from the time of issue. Coverage is similar to Whole Life. However, only one premium is paid, providing a paid up certificate for the life of the insured. This plan offers immediate cash value that is nearly equivalent to the premium payment.

Tax Deferred Annuities

An Annuity with the Polish National Union of America is an effective, tax- deferred way to put money away for the future. Most importantly, annuities are the only investments that can guarantee you an income for as long as you live. The Polish National Union of America is currently offering one type of annuity:     Flexible Premium With a Flexible Premium Annuity, you can start your annuity with an initial payment of $1,000. Additional deposits of $100 or more can be made to build your Flexible Annuity. However, deposits made subsequent to the initial deposit are limited to a total of $25,000 per year.
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Social Membership

The Polish National Union of America introduces a new program for those who want to join a vibrant organization. The Social Membership is a unique way for everyone to join the PNU.  Whether you are 1 or 101 the benefits of the PNU can give you financial peace of mind. For over 100 years the PNU has provided life insurance benefits at reasonable rates for those want peace of mind for their families. Now with this new and exciting program people who either do not wish to purchase insurance at this time or cannot purchase insurance, can receive many of the member benefits the PNU has to offer for only $30.00 per year.  Social membership is open and encouraged for join for paid up Policy holders as well as current policy holders.
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